Terms of Service

These Terms of Service (“Terms”) govern your use of [domain] (the “Site”), operated by DYNAMIC CONSULTING CONCEPTS LLC d/b/a SaveGuide (“SaveGuide”, “we”, “us”). By using the Site, you agree to these Terms.

1. What SaveGuide is

SaveGuide is an independent consumer information website. We publish general educational guides, articles, and calculators about everyday saving. We do not sell financial, insurance, utility, or telecommunications products; we do not accept applications; and we do not recommend, refer, broker, or connect users with any provider.

2. No professional advice

Content on the Site is general information only and is not financial, legal, tax, or insurance advice. Your situation is unique. Review your own contracts and policy documents and consult your provider or a qualified professional before making decisions.

3. Tools and calculators

Our tools provide estimates based on the numbers you enter. They run in your browser, and results are for planning and education only. They may not reflect every detail of your situation.

4. Updates and text messages

If you sign up for updates, your participation in our text message program is governed by our SMS Terms & Conditions and our Privacy Policy.

5. Acceptable use

You agree not to misuse the Site, including by attempting to disrupt it, scrape it at a volume that burdens our systems, submit false information through our forms, or use it for any unlawful purpose.

6. Intellectual property

The Site’s text, design, logos, and tools belong to SaveGuide or its licensors. You may share links and print guides for personal, non-commercial use. Photographs are used under their respective licenses.

7. Third-party links

The Site may link to outside websites, such as government or public information pages. We don’t control those sites and aren’t responsible for their content or practices.

8. Disclaimers and limitation of liability

The Site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, SaveGuide is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.

9. Changes

We may update these Terms. Continued use of the Site after changes means you accept the updated Terms.

10. Contact

DYNAMIC CONSULTING CONCEPTS LLC d/b/a SaveGuide, 2296 Henderson Mill Rd NE, Ste 116, Atlanta, GA 30345 · support@[domain] · (762) 200-0768